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Faster, More Convenient Transactions
Complete everyday transactions in seconds with fewer steps, so you can serve more customers without repeatedly dialing long USSD codes.
MoMoGram
Modern Mobile Banking For MoMo Agents
MoMoGram helps agents work faster and smarter with a clean workflow, safer habits, and better daily records. Built for real-world network conditions. No Internet Required — Works offline. MoMoGram brings automation that lets mobile money agents complete transactions in seconds—no more re-dialing long USSD codes and no more pen-and-paper records. Work faster and earn more.
MoMoGram brings automation that lets mobile money agents complete transactions in seconds—no more re-dialing long USSD codes and no more pen-and-paper records. Work 20X faster and earn more.
Features
Faster Transactions. Cleaner Records. Smarter Workflow.
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Fraud Protection
Promotes safer agent habits and helps reduce common mistakes, so you can work confidently while keeping customer trust.
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Record-Keeping and Analytics
Automatically keep clear daily records, then review totals and history quickly when you need to report or reconcile.
More Agent Benefits
All Networks
Handle transactions across supported networks on one phone, with a workflow designed for real agent operations.
No Internet Required
Keep working even when data is off or unstable. Core actions and daily records remain usable offline.
Safe
Built with safety in mind: avoid risky shortcuts, protect your work habits, and keep records without saving sensitive PINs.
Safety
Safety and Security
MoMoGram is built to support safe agent workflows. It does not ask for or store your PIN. You always confirm sensitive steps directly with your mobile network. Daily records are stored locally on your device to support quick review and reporting.
Registration & Trademark
Company registration and trademark information
Octagram Tech is a Ghana-based technology and software company focused on the development, deployment, and maintenance of digital products and technology solutions. Our mission is to empower businesses and individuals through cutting-edge technology, with a particular focus on mobile money and financial inclusion in Ghana and across Africa.
MoMoGram is developed and maintained by Octagram Tech, a leading Ghanaian technology company specializing in innovative mobile money solutions and digital financial services.
Trademark
MoMoGram is a trademark and brand name owned by Octagram Tech in Ghana. This trademark represents our commitment to providing reliable, secure, and user-friendly mobile money management tools for agents and businesses.
Company Registration
Registration Number: BN7676680824
Registrar General's Department (RGD), Ghana
Testimonials
What agents say
“I was surprised by how quickly MoMoGram helps me work. My customers don’t have to wait anymore.”
— MoMo Agent
“MoMoGram makes my day easier. Fewer repeated steps, cleaner records, and faster service during busy hours.”
— MoMo Agent
“Balancing cash and e-money is simpler now. I can check my day’s summary quickly and stay organized.”
— MoMoGram User
“The workflow is clean and fast. It helps me serve customers better, especially when the queue is long.”
— MoMoGram User
Gallery
App Screenshots
FAQ
Frequently asked questions
What is MoMoGram?
MoMoGram is a modern mobile money companion for agents, designed for faster workflow and cleaner daily records.
Does MoMoGram need internet?
It’s built for real-world conditions; key actions remain usable even when internet is unstable.
Does MoMoGram store my PIN?
No. MoMoGram does not ask for or store your PIN. You always confirm sensitive steps directly with your mobile network.
Is MoMoGram safe to use?
MoMoGram promotes safer agent habits and is designed to avoid storing sensitive PINs.
How do I get MoMoGram?
Use the Download section below to get the latest version for your device.
Where are my records saved?
Your records are stored locally on your device for quick review and reporting.
Work smarter. Serve faster with MoMoGram.
MoMoGram helps mobile money agents run a faster, cleaner workflow—serve customers quickly, reduce mistakes, and earn more with confidence.
Monday - Friday (9am to 5pm)
Saturday (9am to 3 pm)